General Liability/Products-Completed Operations Liability
- Difficult to place accounts and Products/Completed Operations exposures—almost any class will be considered
- Classes include (but are not limited to) manufacturers (including machinery, sporting goods, toys), distributors, general & artisan contractors, real estate, hotels, retail, equipment rental, race tracks
Umbrella/Excess Liability
- Both lead and excess layers
- Available for a wide range of classes including (but are not limited to) truckers, manufacturers of “tough” products, general & artisan contractors, fuel oil dealers, churches, retail
- Limits up to $25,000,000 usually available
Excess & Buffer Layer Auto Liability
- Excess Limits up to $5,000,000 available
- Classes include (but are not limited to) school buses, social service agencies, airport shuttles, truckers, corporate fleets, pizza delivery, and Non-Owned Auto
- Coverage available over an Assigned Risk Primary
Health Care
- Classes include (but are not limited to) acute care hospitals, miscellaneous health care facilities (e.g., dialysis & lithotripsy centers), radiology services, home health care companies, biotechnology companies, specialty pharmaceutical companies, etc.
- Professional, Primary General Liability, and Excess/Umbrella Coverage available
Technology Professional
- Classes include (but are not limited to) computer consultants, programmers, software developers, telecommunications services, internet service providers, Web page developers
- Limits up to $10,000,000 available
Excess Lawyers Professional
- Available for law firms with more than 40 attorneys but less than 100 attorneys
- Minimum primary underlying limit of $5,000,000
Employment Practices Liability (EPLI)
- Available for a wide range of classes including (but are not limited to) law firms, architects, restaurants, hotels, manufacturers, technology companies, truckers, social service agencies
Non-Profit Directors & Officers Liability
- Available for a wide range of classes including (but are not limited to) social service organizations, professional and trade associations, foundations, civic groups, religious entities
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